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Mortgage News
Lowest Mortgage Rates in History
WOW! Here we are again with the LOWEST Mortgage Rates in recorded history! John and Jonny can get you a rate of 4.25% (no points) for a 30 year fixed rate loan and 3.75% for a 15 year loan. Home ownership has never been more affordable. Remember, a 1.0% lower interest rate on a $300,000 loan saves the client MORE over 3 years than the $8,000 tax credit, and then it “keeps on giving” for as long as they own the home. Get ‘em while they last.
Contact Info:
John Williams John@lenderace.com
(435) 300-7000
Jonathan Williams
Jon@lenderace.com
(435) 655-5988
Website Links: Home – My main site
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Featured Listings
Swiss Oaks Condo!
Silver Creek Horse Property
Gorgeous Tollgate Canyon Estate Lot – 20 Acres and VIEWS!!
Family Cabin in Pine Meadows
Avintaquin Canyon Ranch
Greetings!
Ski season is over, and Park City’s awesome summer is FINALLLY here, complete with some of the worlds best trails for hiking and biking, fun and free outdoor concerts at Deer Valley and the Canyons, Farmers’ markets, and “twofers” (two for one entrees) at all the great Restaurants!
Featured Listing
Lovely, spacious 4-level mountainside condominium peacefully set in the aspens and overlooking the Homestead golf course hole #5. Ideally situated for the golfer with 90 holes of golf within a few minutes of home. Other nearby recreational opportunities include XC skiing, hiking, biking, and a short 10-minute trip to the Deer Valley entrance at Jordanelle. Wasatch Mountain State Park is very close by too!
Condo has had numerous recent updates including new hickory laminate flooring in the master suite and a newly decorated/tiled master bath. Lovely new tile and décor in the second bath as well. Kitchen has many updates as well, including several newer appliances, new sink, faucet, and built-in microwave. Condo has abundant storage throughout.
The basement is a special feature of this unit, and contains 2 huge finished rooms and a smaller unfinished room. Basement has a separate outdoor entrance and could serve as an office (already has built in oak desk, shelves, etc) along with a great deal of closet space. It has potential as an in-law apartment as well.
This is the only unit at Swiss Oaks with this configuration. If you are seeking a spacious, updated condo in excellent condition for around $100 per square foot, check this one out!
Eco-Tip of the Month
Ditch the bottles!!! (of water, of course!) Consider this; It takes MORE water to MAKE the plastic bottle than the bottle itself actually holds! Buy a couple high quality water bottles and drink tap water. Picky? Buy a BRITA filtration system to keep in your refrigerator and have nice, cold, filtered water available all the time! Do your wallet and the earth both a favor, and just stop. Please take 5 minutes and watch the video below. If you don’t have flash, here’s the direct link. CLICK HERE.
Home Inspection: A Reality Check from a Pro
For many people, a home inspection is a hurdle that has to be overcome during the process of buying or selling a home. But, in fact, it can be a useful tool for buyers, sellers or anyone who plans to get the greatest possible value from their home.
Find out if the house you’re selling has “issues”
When you’re selling a house, an inspection can be particularly useful. By uncovering any potential problems your house may have, an inspection can give you an opportunity to address them before your first prospective buyer arrives.
According to Bill Richardson, president of the American Society of Home Inspectors (ASHI), “More and more, sellers are obtaining pre-sale inspections. This simple step can allow for better planning and lower expenses in making repairs, add value to the home, and help speed up the process and the likelihood of an offer.”
In a down market, a pre-sale inspection can give your home a competitive edge. Potential buyers are likely to find the kind of detailed information an inspection provides reassuring—and be encouraged to give your home a second look.
Get to know a house before you buy it
A home is a major investment and, for many people, the greatest financial asset they have. With so much at stake, it makes sense to do what you can to protect your financial interest. Getting an inspection is a smart, simple way to do just that.
When you make a written offer on a home, insist that the offer provide that your contract is contingent on a home inspection conducted by a qualified inspector. You’ll have to pay for the inspection yourself, but an investment of a few hundred dollars could save you thousands of dollars and years of headaches. If you’re satisfied with the results of the inspection and are assured that the home you’re purchasing is in good shape, you can proceed with your transaction, confident that you’re making a smart purchase.
When does a home inspection make sense?
In addition to routine maintenance and pre-sale inspections, there are a number of circumstances in which a home inspection could greatly benefit a homeowner. If you’re not sure if a home inspection makes sense for you, Bill Richardson suggests that you ask yourself a few simple questions:
Was your home inspected when you bought it? If not, an inspection would be beneficial even if your home was new construction at the time of sale.
Are you an older homeowner who plans to stay in your home? If so, it makes sense to hire a professional who can inspect difficult-to-reach areas and point out maintenance or safety issues.
Do you have a baby on the way or small children? An inspection can alert you to any potential safety issues that could possibly affect a growing family, such as mold, lead or structural problems. If mold or lead is present, be sure to rely on technicians or labs with specialized training in dealing with these conditions.
Are you buying a home that’s under construction? You may want to hire an inspector early on and schedule phased inspections to protect your interests and ensure that the quality of construction meets your expectations.
What DOESN’T your inspection cover?
For a variety of reasons, some homes will require specialty inspections that are not covered by a typical home inspection. A specialty inspection might include such items as your home’s sewer scope, septic system, geotechnical conditions (for homes perched on steep slopes or where there are concerns regarding soil stability) or underground oil storage tank. If you have any questions about whether or not your home needs a specialty inspection, talk to your agent.
Hire a professional
If you decide to hire a home inspector, be sure they’re licensed in your state.They should be able to provide you with their license number, which you can use to verify their status with the appropriate government agency. It’s also helpful to ask for recommendations from friends and family members. Even among licensed and qualified home inspectors, there can be differences in knowledge, performance and communication skills, so learn what you can before you hire a home inspector to ensure that you get the detailed inspection you want.
Thank you for your continued support! Your referrals are always welcomed and sincerely appreciated!
Please feel free to call me if you have any real estate questions I can answer, whether you’re considering buying, selling, or are just curious about the market and what your home may be worth.
Sincerely,
Jonelle Simons
Associate Broker, ABR, EcoBroker, SRES
Windermere Real Estate – Utah
(435) 640-5430 – Park City
(801) 884-8988 – Salt Lake City
JSimons@Windermere.com
